First Time Buyer

First Time Buyer

Being a first time home buyer is exciting, challenging, and confusing. At Ownest, our powerful software is backed with expert advisors to help keep you informed and educated every step of the way.


Welcome Home, Ownestly.

We understand the excitement and challenges that come with buying your first home. Ownest is here to help! Feel confident knowing that you’re informed about exactly how much you can afford.

Using our patented technology, we provide you with only the best-suited choices for lenders and products. We pride ourself on friendly communication and keeping you in the loop about your new purchase. Our friendly, expert advisors provide you with the assistance and direction you need to get the keys to your beautiful new home in your hands.

How Ownest Helps

  • We help you find the mortgage fit that’s best for your lifestyle
  • We bring low mortgage rates and low fees to our customers
  • We simplify the mortgage process
2.36%5 Year Variable

75% of our clients consider this product a great fit. We find you a great rate with only a small possible payout penalty, and that increases your flexibility for the choice to change your mortgage down the road.

Ownest tailors the mortgage to you, not you to the mortgage. We find different terms and mortgages to suit your lifestyle. Click below to view other options.


See the Ownest difference. We aren’t like banks and brokers because we have your best interest at heart. Through our patented system, we’re able to give you the choice you deserve when selecting a lender for your mortgage. Watch this video and let us help you maximize your mortgage buying power.

  • I’ve been in real estate for over 15 years and have never experienced this level of professionalism before. I now recommend all my clients to Ownest.
    - Bob S.Realtor, Edmonton AB
  • Ownest sent us a mortgage proposal that showed all the mortgages we qualified for. After discussing the many options with us we chose a 4 year term and feel we got a great rate.
    - Robert and Claire P.Richmond Hill, ON
  • Thank goodness we found the friendly people at Ownest. They found us a new mortgage at a lower rate and a payment we can afford. We are truly thankful.
    - Gina G.Calgary, AB


We match you with the mortgage that suits your lifestyle, faster than our competitors can shop a single product.


Our technology scours all products and pricing to get you a yes now on the best deal for your mortgage. You pick only from the options you qualify for.


Backed by a team of financial experts, we’re always available to help you successfully cross the finish line to own your home. We make it simple. Ownestly!